Terms & Conditions

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Terms & Conditions

Terms and Conditions | RJ Smart Finance

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Terms and Conditions

Effective Date: June 24, 2025

Welcome to RJ Smart Finance! These Terms and Conditions (“Terms”, “Agreement”) govern your use of our website https://www.rjsmartfinance.com (“Site”) operated by RJ Smart Finance (“we”, “us”, or “our”). By accessing or using our Site, you agree to be bound by these Terms. If you do not agree with these Terms, you should not access or use our services.

1. Acceptance of Terms

By using this Site, you confirm that you are at least 18 years of age or have parental or guardian consent. You agree to comply with all applicable laws and regulations related to your use of this website.

2. Services Offered

RJ Smart Finance provides informational content related to finance, including but not limited to insurance, loans, mutual funds, and related financial products. We also offer affiliate or POSP-based services through verified partners. We do not directly underwrite, approve, or disburse loans or policies ourselves.

3. Use of Website

You agree not to use the Site for any unlawful purpose or in violation of any applicable laws.
You agree not to reproduce, duplicate, copy, sell, resell, or exploit any portion of the Site without express written permission.
You must not post or transmit any false, misleading, or inappropriate content on or through our website.

4. Intellectual Property

All content on this Site, including text, images, graphics, logos, design, and software, is the intellectual property of RJ Smart Finance or its licensors. You may not use, reproduce, or distribute any content without prior written permission from us.

5. Third-Party Links

Our website may contain links to third-party websites or services that are not owned or controlled by RJ Smart Finance. We are not responsible for the content, privacy policies, or practices of any third-party websites.

6. Affiliate Disclosure

We may participate in affiliate marketing programs, which means we may earn commissions on certain products or services recommended through the Site. These links do not influence our editorial content or opinions.

7. No Financial Advice

The content provided on this website is for informational and educational purposes only. It should not be considered financial, legal, or investment advice. Please consult a licensed financial advisor before making any financial decisions.

8. Limitation of Liability

RJ Smart Finance shall not be held liable for any direct, indirect, incidental, consequential, or punitive damages arising from your access to or use of the website, including but not limited to errors or omissions in the content.

9. Indemnification

You agree to defend, indemnify, and hold harmless RJ Smart Finance and its team from any claims, damages, liabilities, and expenses (including legal fees) arising from your use of the Site or violation of these Terms.

10. Termination

We reserve the right to suspend or terminate your access to the website at any time, without notice, for conduct that we believe violates these Terms or is harmful to other users of the Site, us, or third parties.

11. Changes to These Terms

We may update or revise these Terms and Conditions at any time. Changes will take effect immediately upon posting to the Site. It is your responsibility to review these Terms periodically.

12. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of India. Any disputes shall be subject to the jurisdiction of courts in Sikar, Rajasthan.